Ghana.  Israel Kwai Ahalie:  The MBS Course has impacted my life in several ways including the following: The first and foremost is time management. Before enrolling on the course, I was not using my time wisely. I was not used to listing my daily tasks and setting priorities. Now, I have been able to list at least seven tasks I want to perform in the day and arrange them in the order of their importance.

The second is financial management. Prior to the MBS Course, I was not saving much money in a month apart from the Credit Union savings deduction at source. I was also spending impulsively. Again, I did not have personal and business budgets. However, I now make commitments to do weekly and monthly savings as well create personal and business budgets. The third is keeping an income and expense log. Before signing up for the MBS Course, I was not keeping proper records of my business in terms of income and expenses. In the end, I could not tell whether I made a profit from the business or run at a loss. Now, I write down every money I spend on the business as well as what I make from the business.